Hey Joe, don't feel bad about being a little confused, I get confused trying to enter my knowleadge into this website in a manner so consumers can understand what I am trying to get across, I would therefore appreciate in detail what you don't understand as it may help me to rewrite some text in site.
As for you to mention " leverage paying cash , did you read the window " paying cash, whats your best price ? , if you did, then I don't understand your question in that area ?