Greetings-
I first read your response on yahoo answers, which you were very helpful for a woman trying to purchase a car with bad credit.

Here goes my dilema, I need to purchase my fiance's 2003 Jeep Grand Cheroke. I tried getting a personal loan via my credit union however with my credit score and my debit ratio, they said no way. Amount owed is $8,5000.00 Could you guide me to see if there is a resolution to my situation?

First thoughts that came to mind was for you to persue getting an established credit rating, if you went to a buy here pay here dealer you would most likely have been able to secure a loan for the amount, but at interest rates that would keep you in a deep hole for a long time to come.

I don't fully understand your situation, but if you leave a phone number along with best time to call at my email address, then if there is an answer to solve your question I will know after asking you a few questions.