Did you have your gf down as a co-pilot because you could not fly on your own ?,,, have all payments been on time ? how is your credit rating ?
If 36 months left, how many have you paid ? what's the interest rate ? year - make - miles ?,,, I need answers to guide you in the right direction, mostly your credit history
If you feel questions to personal for an open forum,,, email me with answers.
Thanks Ray for your valuable information. I appreciate your help. Finding a nice person like you is very difficult. You really explains in a productive manner which is the best part i like. God bless you and your family.