The dealer advertise a car and claim they are losing $20. " yer right "
Being self employed or working in an industry with cash flow has always been a problem for many getting finance approval, with you having a blemished credit score to start with is double trouble.
I want to be on your side of the fence but I agree with the dealer not wanting to work with you before you become credit worthy with a co-signer,,, as for getting down in price all the info is on the website, anything that you question or don't fully understand feel free to post for a further explanation